If you are going to sell your present home, the market conditions will play a crucial role in determining the asking price. Market conditions change constantly, so it is important that you get solid advice from a professional who is familiar with your specific area.A good real estate agent will know how houses in your area are selling, as well as the other factors that may influence the sale. Continue Reading
How Your FICO Score is Calculated
How your FICO score is calculatedCredit scores give lenders a fast, objective measurement of your credit risk. Before the use of scoring, the credit granting process could be slow, inconsistent and unfairly biased. Types of Credit in Use: 10%--Considers the number of credit accounts and the mix of credit types: credit cards, installment loans, mortgages. This is most important if you don't have Continue Reading
Mortgage Insurance News
The U.S. House of Representatives voted this week making mortgage insurance premiums tax deductible for all mortgages originated for the next three years. The Senate passed this legislation last week by unanimous consent. Mortgage insurance first became tax deductible in 2007.Eligible homeowners with adjusted gross incomes of $100,000 or less can deduct the full cost of their mortgage insurance Continue Reading
5 low-cost things you can do to go greener at home
It is Easy to Be Green5 low-cost things you can do to go greener at home By Dena KouremetisFluorescent light bulbs not only last longer but are more environmentally and economically sound. When that certain lovable Muppet Kermit the Frog sang “It isn’t Easy Being Green” so long ago, chances are pretty good that he wasn’t referring to how easy it is to help the environment.Helping the world go Continue Reading
Real Estate Resolutions
As we come upon the last of 2007, instead of the typical New Years resolutions, why not think in terms of real estate resolutions. Here are just a few ideas:Get and stay on a budget. Budgeting is something we should all be doing. Not only should you budget for present expenses, you should budget for your future. Set a goal to put aside a certain amount for a down payment on a real estate Continue Reading
Week in review
"YOUTH IS WHEN YOU'RE ALLOWED TO STAY UP LATE ON NEW YEAR'S EVE. MIDDLE AGE IS WHEN YOU'RE FORCED TO." Bill Vaughn And battle weary Traders may be looking to hang it up early for the night, after enduring days and weeks on end of extreme market volatility. And last week was no exception, as the assassination of former Pakistani Prime Minister and current opposition leader Benazir Bhutto brought on Continue Reading
Real Estate Outlook: Media Reporting Good Turns?
When the national housing market numbers bottom out and start to improve again, will anyone tell us?That's a sobering question to have to ask. But based on media coverage of last week's national report on new foreclosure filings, it's relevant. You may have seen the headlines or caught the news on network coverage: Foreclosures were up dramatically from year -- ago levels -- a scary 68 percent! Continue Reading
When Will Passports be Required for Re-Entering the US from Mexico?
This is where the confusion lies! The passport requirements are being applied at different dates for different types of travel. There are 3 different classifications for traveling into the US. 1: Air Travel - (By airplane): As of January 23, 2007, all travelers - including US and Canadian citizens are now required to have a passport when entering the US by airplane. 2: Sea Travel - (By Continue Reading
President Bush’s Rate Freeze Plan
President Bush announced a plan to freeze interest rates for five years for hundreds of thousands of strapped homeowners whose mortgages are scheduled to rise in the coming months."There is no perfect solution," he said. "The homeowners deserve our help. The steps I’ve outlined today are a sensible response to a serious challenge.""We should not bail out lenders, real estate speculators or those Continue Reading
Making Dreams a Reality
Shaping Your World by ThoughtThere's no end to the number of motivational speakers and self-help "gurus" who make a name for themselves by re-hashing old ideas. But there is truth to these ideas, and I especially wanted to share one of the ideas from the great-grandfather of self-help, James Allen.Allen's treatise, As A Man Thinketh, was first published at the turn of the twentieth century. His Continue Reading
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