The cost to provide health insurance for a family of four in the United States will average $20,000 this year, according to healthcare consulting firm Milliman, Inc. While many of us are fortunate to work for organizations
that shoulder the bulk of that burden, the steady rise in healthcare costs often equates to higher premiums with less coverage. Consider the following tips to keep your healthcare budget in check.
Cheaper medication: A generic version may not be available, but there might be something else on the market that
will work just as well—and cost you less!
Crunch the numbers: Compare your current premiums to projected out-of pocket costs. If you’re generally healthy, you might save money with a high deductible plan designed to cover catastrophic illness.
Ask questions: Nancy Metcalf of Consumer Reports recommends questioning doctors when they suggest procedures that may cause financial hardship. Always place your health first, but find out if a particular test or procedure is truly necessary; there may be an alternative approach.
An apple a day: The proverbial ounce of prevention will help you save in the long run. Join a gym, reduce stress, and resolve to eat healthier foods for a longer, happier life.
Call us today:
480-240-9724 ext. 1 or email: info@azexp.com
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